As homeowners, we do everything to protect our trees because they provide us with countless benefits and add value to our property. However, storms can be inevitable, and they can cause severe damage to trees that can lead to property damage. Property damage means repairs that can cost you a hefty sum of money.
It is essential to know whether your tree is healthy enough to survive a storm. Also, it is as necessary to find out whether your homeowner's insurance will cover tree removal cost.
Does Home Insurance Cover Tree Removal?
In many cases, homeowners' insurance covers the cost of tree removals due to high winds and hail. However, if the tree falls and does not damage your home or any structures in your property, your policy will not cover the claims. To avoid a tree falling on your property, ask an arborist to assess its health before a storm hits.
How Much Do Tree Damage Insurance Cost?
The average claim for vehicles is around $4,000 while $24,000 is for the home claim. Most tree damage insurance claims come from tornado and winter storm damage. Tree debris and wind damage also contribute to the total number of tree damages.
Should I Pay for Tree Damage Insurance Claims?
Sadly, 2 of 3 homeowners don't have insurance that is why they are liable for any cost caused by tree damage. Also, according to III data, after filing a single claim, your insurance rate can go high by 9 percent. This is the reason why it is important to be insured to avoid these situations where you will be liable for the cost of tree damages.
What Measures Should I Take to Avoid Expensive Tree Damage Insurance Claims?
One of the best ways to avoid tree damage insurance claims is to have regular maintenance and inspection by tree care professionals. A certified arborist will know how to evaluate the health of your tree and determine if it needs to be removed or not. Prevention is still the best course of action to avoid costly and unwanted tree damage insurance claims.
If you know the hazards that can happen to your tree and property, you will be able to plan a way to prevent the worst from happening. Aside from investing in homeowners insurance, keeping your trees healthy, routine maintenance and professional tree care help can help you save a lot of cash if a storm hits your area.
Call the tree service Cedar Rapids trusts for professional tree care and arbor advice.
There are certain situations in which the removal of a tree is essential. It can be because the tree is already dead. It can also be because a construction is about to be done and the tree is getting in the way. Removing a tree is not easy, especially ones that are extremely large. This is why you should consider getting professional tree removal service. Here are some of the reasons why you should consider hiring a tree service in Cedar Rapids.
Ensures safe removal of the tree
Removing a tree is not as easy as just taking it down using an axe, a saw, or whatever tool. You also got to ensure that the tree or any of its branches won’t hit anything. You also have to consider removing the stump, which is a completely different challenge in itself. Removing a tree is an immense challenge that is not for everyone. If you want to ensure safe removal of the tree in your lawn, it’s best to leave the job to the pros.
Protection for your home and surrounding buildings
A tree carries immense destructive potential, especially once it falls down. Getting the right tree removal service will ensure that a tree is taken down safely, preventing damage to your home or any surrounding structures. They will cut down the tree in such a way that it or any of its branches won’t hit any surrounding structures. It will also ensure that the roots get safely removed, preventing potentially serious property damage from underneath the surface.
They provide professional advice
Professional tree removal services are also valuable for another reason: experts can provide you with professional advice. They can let you know of the best ways to remove the tree from your property, lay out your options, and proceed with the choice you think is best. They will also give you recommendations on how you can improve your lawn further after the removal of the stump.
Now that you know the importance of getting professional services if you need to have a tree removed from your property, the next step is to pick the right service for your needs. For your tree removal needs, you should choose us. With years of experience in the industry, we have served countless clients in and around the area. We also have the right equipment in our arsenal, ensuring that the job is done in the fastest and safest way possible. Contact us today to learn more about our tree removal service.