As homeowners, we do everything to protect our trees because they provide us with countless benefits and add value to our property. However, storms can be inevitable, and they can cause severe damage to trees that can lead to property damage. Property damage means repairs that can cost you a hefty sum of money.
It is essential to know whether your tree is healthy enough to survive a storm. Also, it is as necessary to find out whether your homeowner's insurance will cover tree removal cost.
Does Home Insurance Cover Tree Removal?
In many cases, homeowners' insurance covers the cost of tree removals due to high winds and hail. However, if the tree falls and does not damage your home or any structures in your property, your policy will not cover the claims. To avoid a tree falling on your property, ask an arborist to assess its health before a storm hits.
How Much Do Tree Damage Insurance Cost?
The average claim for vehicles is around $4,000 while $24,000 is for the home claim. Most tree damage insurance claims come from tornado and winter storm damage. Tree debris and wind damage also contribute to the total number of tree damages.
Should I Pay for Tree Damage Insurance Claims?
Sadly, 2 of 3 homeowners don't have insurance that is why they are liable for any cost caused by tree damage. Also, according to III data, after filing a single claim, your insurance rate can go high by 9 percent. This is the reason why it is important to be insured to avoid these situations where you will be liable for the cost of tree damages.
What Measures Should I Take to Avoid Expensive Tree Damage Insurance Claims?
One of the best ways to avoid tree damage insurance claims is to have regular maintenance and inspection by tree care professionals. A certified arborist will know how to evaluate the health of your tree and determine if it needs to be removed or not. Prevention is still the best course of action to avoid costly and unwanted tree damage insurance claims.
If you know the hazards that can happen to your tree and property, you will be able to plan a way to prevent the worst from happening. Aside from investing in homeowners insurance, keeping your trees healthy, routine maintenance and professional tree care help can help you save a lot of cash if a storm hits your area.
Call the tree service Cedar Rapids trusts for professional tree care and arbor advice.
Ensuring that you and your property are safe from any tree hazards is a serious matter. Instead of being an asset, your tree can be a liability if you don't keep them in check. If you want to be sure that your tree is not a potential danger to any of your loved ones or properties, it is essential to have your trees assessed by the professionals. To help you further, we listed seven tell-tale signs that your tree is dangerous.
Broken, Hanging, and Damaged Limbs
Damaged limbs are one of the most visible signs of a dangerous tree. However, if you are not very skilled, you might miss this sign that your tree can be hazardous. It is especially hard to inspect limbs in the top of the tree. That is why professional arborists will use binoculars to have a better look of the tree top.
Not only damaged limbs are hazardous, but also dead limbs. You may not know it but your tree limbs may be dead and will fall anytime. Dead branches can cause the entire tree to decay if left unaddressed. If a dead limb is a problem, think of the trouble a whole dead tree can cause you.
Changes in the Bark
Barks that develop too close to each other forms a "V" shape that can be in danger of splitting or breaking in the middle. Typically, proper pruning can resolve this issue. However, a lot of trees don't get regular pruning which results in this kind of tree concerns.
One of the first things the tree inspector would consider is the length of time the tree has been leaning. The tree expert will also discuss where the tree is leaning. If it leans towards your home or an area where many people pass, then it is a serious matter and needs to be resolved right way. There are trees that naturally lean, but if you are not sure, it is best to ask the professionals.
Roots are the foundation of the tree. If the root system is damaged, the whole tree will suffer. If not attended to immediately, the entire tree will gradually die. If your tree is wilting and the foliage is thinning, or there are many dead branches, maybe your tree needs help with the roots.
If you have eliminated or cleared some trees in your yard for construction purposes, the remaining trees become exposed to the strong winds and other factors. They can be vulnerable to damages brought by the wind. Trees should be regularly inspected to avoid them from becoming weak.
Trees that grow in the forest compete with other trees when it comes to sunlight and nutrients. However, landscape trees create full canopies that can weaken through time. If your tree has a weak structure, it will be susceptible to damages that can make your tree dangerous to you and your property.
If you are unsure about your tree's health status, we are the best tree service in Cedar Rapids to trust with dangerous trees.
Trees offer a number of benefits to your home – provided they receive proper tree care. There are situations, however, when trees can create a significant hazard to your landscape and even to your business or home. Thankfully, removing a tree is not the only option you have; professional tree trimming services in Cedar Rapids, IA can be an effective solution to many tree problems.
Unlike wholesale tree removal service, professional tree trimming helps you prevent tree-related issues and prevents the requirement to cut down the tree. This is the best alternative for property owners who don't want to kill a tree for merely causing a minor issue. Tree trimming may not always provide a permanent solution as it will have to be done regularly (every 3-5 years), but many property owners believe it as a reasonable compromise.
Many property owners believe that tree trimming is simply a matter of just cutting a few limbs, but the job demands experience and the proper equipment. Tree service companies can easily trim a tree in a fraction of the time it would take the average property owner. Additionally they go through extensive safety training to minimize the risk of an accident. Remember the rule of thumb for property owners trimming their own trees: always call a professional if your feet need to leave the ground.
Trimming as Maintenance
Tree trimming greatly benefit the tree itself. Some property owners will want to contact a tree trimming services even if a tree poses no danger to life or property. Trimming as maintenance is performed to address overgrown trees by re-shaping them. Further, dead or dying branches can be removed thereby improving a tree's appearance.
Tree Removal as the Last Option
In certain situations, tree trimming will not be enough to solve the problem There are situations where the only reasonable, prudent choice is to cut down the tree. Cedar Rapids Tree Service can help you make an informed decision to remove a tree vs. just trimming it. Our certified arborists can assess the tree for you and determine the best course of action. And unlike many of our competitors, we won't always recommend the tree be removed, which generates more revenue vs. trimming. Instead, we will help you make the best decision for you and your landscape - not our business interests.
Regardless if you need a tree trimmed or removed, we will be more than pleased to provide you with a free consultation and written estimate. We are the most trusted tree service company in Cedar Rapids, IA. Call us at 319-229-2427 or you can contact us by clicking here and completing the contact form.
There are certain situations in which the removal of a tree is essential. It can be because the tree is already dead. It can also be because a construction is about to be done and the tree is getting in the way. Removing a tree is not easy, especially ones that are extremely large. This is why you should consider getting professional tree removal service. Here are some of the reasons why you should consider hiring a tree service in Cedar Rapids.
Ensures safe removal of the tree
Removing a tree is not as easy as just taking it down using an axe, a saw, or whatever tool. You also got to ensure that the tree or any of its branches won’t hit anything. You also have to consider removing the stump, which is a completely different challenge in itself. Removing a tree is an immense challenge that is not for everyone. If you want to ensure safe removal of the tree in your lawn, it’s best to leave the job to the pros.
Protection for your home and surrounding buildings
A tree carries immense destructive potential, especially once it falls down. Getting the right tree removal service will ensure that a tree is taken down safely, preventing damage to your home or any surrounding structures. They will cut down the tree in such a way that it or any of its branches won’t hit any surrounding structures. It will also ensure that the roots get safely removed, preventing potentially serious property damage from underneath the surface.
They provide professional advice
Professional tree removal services are also valuable for another reason: experts can provide you with professional advice. They can let you know of the best ways to remove the tree from your property, lay out your options, and proceed with the choice you think is best. They will also give you recommendations on how you can improve your lawn further after the removal of the stump.
Now that you know the importance of getting professional services if you need to have a tree removed from your property, the next step is to pick the right service for your needs. For your tree removal needs, you should choose us. With years of experience in the industry, we have served countless clients in and around the area. We also have the right equipment in our arsenal, ensuring that the job is done in the fastest and safest way possible. Contact us today to learn more about our tree removal service.